Fire Policy:

This policy covers the losses arising from fire, lightning, and explosion for domestic purposes only.

Fire and Allied perils:

Adding to the above-mentioned cover, this type of policy covers a number of additional perils which may differ from one policy to another but most usually include the following perils:

• Explosions
• Storms, tempests and floods
• Earthquakes
• Aircraft or any other aerial devices or articles dropped from
• Impact  by non-owned vehicle 
• Bursting or overflowing of water tanks, apparatus or pipes
• Loss of profits or business interruption  
• Third party legal liability including the liability of landlords towards their tenants
• Tenants liability towards their landlords
• Strikes, riots & civil commotions
• Malicious damage
• Theft/Burglary following a forcible entry/exit
• Removal of debris
• Fire brigade charges and extinguishing expenses
• Architects, surveyors and legal and consulting engineering fees

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